our Services

Insurance Planning

We realize illness and injury can happen to anyone. In fact, a person has a one in four chance of becoming severely ill or disabled. If you’ve planned for the possibility of this fact, when was the last time you reviewed your plan and does it take into account all recent life events? Even the best laid financial plan will fail if it doesn’t provide for the proper protection in the event of a catastrophic injury, illness, long-term care event or death. EFS Investment Advisors, LLC conducts a rigorous audit of your current insurance coverage to determine whether it is still positioned to accomplish the protection that you currently need for you and your family. However, we do not sell insurance products; you can depend on us to be as objective as possible while working with the insurance professional of your choice.

  • Fixed and Variable Annuity Income
    and Tax Reduction Strategies
  • Analysis of Life Insurance Needs
  • Individual and Business Life Insurance
  • Long-Term Care Insurance
  • Disability Income Insurance Policies
  • Business Continuation Planning
  • Key Person Insurance
  • Split Dollar Plans