our Services

Retirement Planning

Retirement is the time to savor the finer things, pursue your passions or spend more quality time with the people important to you.  Whatever your vision of retirement is, comprehensive, ongoing planning is the key to achieving a comfortable, worry-free retirement.  Most people are apprehensive about how they will sustain their income once they’ve stopped working.  EFS Investment Advisors, LLC helps you plan for that transition by optimizing pension and social security decisions and developing a detailed retirement cash flow plan to draw down your tax-deferred accounts and after-tax resources in a tax-efficient manner.  Our goal is to provide each of you with your own personal financial freedom and peace of mind during retirement.

  • Rollover services for SEP, SIMPLE, 401(k), and 403(b) Plans
  • Traditional and ROTH IRAs
  • Income and Liquidity Needs Analysis
  • Retirement Income Projections
  • Risk Management Analysis
  • Social Security Benefits Consulting
  • Medicare Benefits Consulting